Why Northern Colorado Living Is Great for FIRE Movement Followers

Northern Colorado FIRE Movement

Northern Colorado is a great place to live for followers of the FIRE movement. The acronym FIRE stands for Financial Independence, Retire Early. This movement has been gaining in popularity in recent years, as more and more people are looking for ways to achieve financial independence to retire sooner. There are many reasons why Northern Colorado is a great place for FIRE followers. This article will explore 10 of the most important reasons why Northern Colorado is a great place for FIRE followers.

Low cost of living

Living in Northern Colorado typically costs less than in other areas of the country, thanks to factors. For one, the cost of living in major cities on the coasts and in large urban centers is generally much higher than in smaller communities like those found throughout Northern Colorado. In addition, salaries are often higher in more rural and suburban areas than more urban ones, making it easier for FIRE followers living in these regions to save more money each month. Furthermore, the natural beauty and outdoor lifestyle found throughout northern Colorado help to keep costs relatively low despite its proximity to thriving metropolitan areas like Denver.

Ultimately, this makes it an attractive location for those interested in early retirement or financial independence. It allows FIRE followers to save even more money as they pursue their goals.

Additionally, the median home price in Northern Colorado is well below the national median, which makes it an affordable place to live.

Colorado has a large number of outdoor recreation opportunities

Northern Colorado is renowned for its abundance of breathtaking natural landscapes and incredible outdoor recreation opportunities. Whether you search for world-class mountain biking trails, picturesque hiking paths, or winding rivers perfect for fly fishing and kayaking, you will surely find them here. Even the cities in Northern Colorado offer plenty of amenities to keep you active and entertained, from urban parks where you can lay out on the grass and enjoy a picnic amidst beautiful scenery to sprawling golf courses that offer unparalleled views of the surrounding areas. Whether you want to get outside and explore nature or enjoy an afternoon of fresh air and relaxation, Northern Colorado has something for everyone.

Mild and sunny climate

Northern Colorado is a mecca for outdoor enthusiasts. With an average of 300 days of sunshine each year. Whether you enjoy hiking, biking, or simply soaking up the rays, there is no shortage of opportunities to enjoy the great outdoors. The mild climate makes it an ideal location for growing fruits and vegetables. Many of the area’s farmer’s markets feature produce grown locally.

Family-friendly region

Northern Colorado is a fantastic place to raise a family. The region is home to many top-ranked schools and colleges, offering excellent educational opportunities for children of all ages. Additionally, the region boasts an abundance of family-friendly attractions and activities. Whether it’s exploring the local parks, hitting the slopes for some winter fun, or catching a movie or concert at one of the area’s many theaters and performance venues, there is something for everyone in Northern Colorado. Moreover, several major hospitals and medical centers can be found in close proximity to the area, ensuring that families always have access to high-quality healthcare when needed. With its great schools, plentiful entertainment options, and numerous health resources, Northern Colorado truly is a wonderful place to raise a family!

Northern Colorado has a booming economy.

Northern Colorado is known for its thriving economy, which is largely driven by the presence of high-tech businesses. With a steady influx of investment and a highly skilled workforce, these companies have helped foster an environment of growth and innovation in the region. Notably, they support local job creation and workforce development by providing professional training programs, helping to ensure that the skillsets of local workers are in line with market demands. In addition, many of these businesses also contribute to community enrichment efforts such as science fairs, mentorship programs for students, and environmental stewardship initiatives. Overall, Northern Colorado’s booming economy owes much to the fact that it has attracted a critical mass of high-tech companies, making this region one of the most desirable places in the country to live and work.

Northern Colorado is a relatively safe region.

Northern Colorado is widely considered to be a very safe place to live. The crime rate in this region is significantly lower than the national average. This makes it an ideal location for families and individuals looking for a safe place to call home. Several factors contribute to the safety of Northern Colorado:

  • The area is largely rural, which means fewer opportunities for crime.
  • The community is close-knit and supportive, which helps to deter criminal activity.
  • The police force in Northern Colorado is highly effective and responsive, making it an extremely safe place to live.

The tax burden is relatively low

According to the Tax Foundation, Colorado ranks as the 11th best state in the nation regarding tax burden. This is partly due to the fact that Colorado has no state income tax. However, the state levies a sales tax of 2.9% and property taxes that are slightly above the national average. Despite this, Colorado ranks as one of the least-taxed states in the country. This is good news for residents of Northern Colorado, who can enjoy a high quality of life without paying excessive taxes. In addition, businesses flocking to the region can be assured of a relatively low tax burden, which is good for economic growth. Additionally, many of the area’s municipalities offer generous property tax exemptions for seniors and disabled residents. As a result, retirees and those on fixed incomes can enjoy a significantly lower cost of living in this region.

Wide range of housing options available

Northern Colorado offers a wide range of housing options to suit any budget or lifestyle. For those looking for an affordable place to live, several towns and cities in the region offer a relatively low cost of living. There are also many upscale neighborhoods with beautiful homes and amenities for those who want to splurge on a luxurious home. Although prices have been rising in recent years, finding affordable homes in towns like Fort Collins, Loveland, and Estes Park is still possible.

For those who prefer a more rural setting, there are plenty of properties on acreages outside of town. In addition, several planned communities in Northern Colorado cater to those seeking an active lifestyle. These communities often include walking trails, fitness centers, and swimming pools. With so many options available, it is easy to find the perfect place to call home in Northern Colorado. No matter your budget or preferences, you’re sure to find the perfect place to call home in Northern Colorado!

Diverse and robust job market

The job market in Northern Colorado is both diverse and robust. According to the Colorado Department of Labor and Employment, the area is home to various industries, including healthcare, hospitality, and construction. The region also benefits from a low unemployment rate, just 2.8% in 2019. The region is also home to large employers, including Hewlett-Packard, Intel, and Anheuser-Busch. In addition, many small businesses and start-ups are driving the economy. As a result, there are many jobs available in the region. The unemployment rate in Northern Colorado is significantly lower than the national average, making it an ideal place to live and work.

Numerous cultural and historical attractions in the area

Northern Colorado is a vibrant and exciting place to live, with a wealth of cultural and historic attractions that draw people from worldwide. Whether you’re a lover of fine art and sculpture, or you prefer to explore mansions and estates steeped in history, northern Colorado is sure to have something for everyone.

Beautiful Fort Collins lies at the heart of northern Colorado, home to some of the nation’s finest museums and galleries. The Fort Collins Museum of Art features rotating exhibits by renowned artists, while the Global Village Museum showcases both local history and contemporary art forms from around the globe. Those interested in more traditional historical attractions can check out the sprawling Avery House mansion estate, which has served as a pioneer homestead and military outpost throughout its long history.
The region is home to the Rocky Mountain National Park and the Estes Park Museum. The region is also home to several historic landmarks, including the Loveland Castle. With so many things to see and do, it’s no wonder that Northern Colorado is such a popular place to live.


These are just a few of why Northern Colorado is a great place to live for followers of the FIRE movement. If you are looking for a place to retire early or achieve financial independence, this region should be at the top of your list. We hope this article has been helpful. Please feel free to share it with your friends and family who may be interested in moving to this wonderful region.